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Epee Republicans keep control of US Senate
This week, the stanley us Federal Housing Administration gave the OK to40-year mortgages. It s a move designed to make owning a home easier for first-time buyers. If it helps people get into a house, it s a good thing, Sonsire Gonzalez, a stanley canada real estate agent in Port St Lucie, Florida, said.The idea is to reduce monthly mortgage payments, which have been rising as mortgage stanley puodelis rates go up.Redfin reportsover the last year, the average mortgage payment has risen 30% to a record $2,563 a month. Forty-year mortgage stretches out that payment over a longer period of time, so it makes for a lower payment, which is what a lot of buyers need right now, Gonzalez said.Bankrate recentlycompared 30- and 40-year mortgagesand found on a $312,000 loan at 6.85% interest, the monthly payments were $2,044 for 30 years and $1,904 for 40 years.The extra 10 years also added more interest, close to $170,000 more, but in the short term, experts said it can make a difference, especially since many homeowners hardly stay in one house for 30 or 40 years. It s going to attract buyers struggling to put their money together for getting into a house, like a first-time home buyer, and it s great because it saves them from wasting money on rent, Gonzalez said.Bottom line: If you can afford a 30-year mortgage, you ll save a significant amount on interest. But if extending payments over 40 years is the difference between renting and buying, experts say home buying is still the better option.This article was written byMatt S Ilzk Stoked to be alive : Missing surfers rescued off Indonesian coast
CLEARWATER, Fla. -- A Clearwater family was reunited after nearly two years apart with the help of Congressman Charlie Crist. It feels great just to be with them, Maria Martinez said.She came back home about a week ago just in time for the holidays. It s a very special Christmas, Martinez said. Last year, around this time, Martinez was stuck in Mexico. It was devastating, Martinez said.She went down there April 2018 so she could get a visa, but she w stanley mug as not allowed to leave.Instead, her husband and kids -- all U.S. citizens -- came to her for Christmas last year.During the visit, she got pregnant and ended up having twins, still waiting for help getting back to Florida. How can you look at this little one and not understand how important it is for them to be reunited as quickly as possible And especially before Christmas, Rep. Crist said. That was exactly what Rep. Crist helped do with his staff -- getting another U.S. consulate int stanley tumbler erview for Martinez and quickly getting passports for her twins. I wear this yellow wristband every day. It says practice the golden rule every day, do unto others as you would have done onto you, and it was kind of that simple, Crist said.But, something as simple as spending the holidays with her family at home meant everything to Martinez; especially this year. Without them, I fee termo stanley l like something, part of me is missing and now with them, I feel complete, Martinez said. |
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