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According to a CIBC survey, debt repayment was Canadians ; top financial priority for 2020. It  stanley quencher 8217  likely to remain the same in 2021.A recent聽StatCan report showed that the average Canadian household debt-to-income ratio was 170. That means that most Canadians have $1.7 in debt for every dollar of income. The amount is surprisingly down from the fourth quarter of 2019, but it   still a fairly high ratio.If you ;re one of the many Canadians with debt you urg botella stanley ently want to get rid of, you ;re not alone. As CIBC   survey shows, many other Canadians are in the same boat you are. And you have options. Whether you want to pay off your debt faster or just pay less interest, you can lessen the burden you face in 2021. In this article, I ;ll explore three options to help you do just that.Option  1: RefinancingRefinancing is when you bor stanley cups row at a lower interest rate to pay off higher interest rate debt. People commonly do this to get lower interest rates on thei Mhlq 4 Stocks That Could Turn $100,000 Into $500,000 by the Time You Retire
Investors are starting to warm up to the yellow metal again, and that is bringing new interest in the Canadian mining stocks.Let s take a look at the current situation to see if this might be a good time to put one of the beaten-down gold miners in your portfolio.Golden opportunityGold has moved steadily higher since hitting a 2018 low near US$1,170 in August. The $100-per-ounce advance takes it about halfway back to the US$1,360 per ounce high it hit in April.Surges in the past seven years h stanley quencher ave proven to be short-lived events, so investors have reason to be cautious, and that s probably why gold stocks have not taken off quite as one might expect, given the recent strength in the gold market.Time will tell, but there are indications the current recovery could have legs.Why Safe-haven demand is picking up amid a broad array of financial and geopol stanley sverige itical risks stanley becher .Equity indexes in United States recently dipped 20% from their highs, meaning they have entered a  bear  market. Previous pullba